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About us

Lending should feel personal.

CV Lending was built around a simple idea: behind every loan is a person with a goal they are trying to achieve.

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A first home. A better home for a growing family. An investment for the future. A new vehicle. Equipment for a business. Or simply a better financial position.

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These aren't just lending transactions. They're important moments in people's lives.

That's why we believe the first conversation shouldn't start with a product or an interest rate. It should start with understanding you.

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What are you trying to achieve? What matters to you? And what does the right lending solution need to look like — not just today, but for where you're heading?

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At CV Lending, you'll have someone who takes the time to listen, explains your options in plain language and guides you through the process from beginning to end.

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You won't be treated like another application in a queue, and the relationship doesn't disappear once your loan settles.

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Because good lending is about more than securing finance.

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It's about giving you the clarity and confidence to make your next move.

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You can rely on us to always think of your best interests

You should think of us a professional resource in the same way you think of your accountant, financial planner or solicitor.

We will work with you and your service providers (real estate agent, conveyancer and lender) during your purchasing or refinancing process, while ensuring you obtain the finance that best suits your circumstances and needs.

When you call us, you will speak to a real person

We will guide you through your loan process, providing you with information and support every step of the way. Please contact us to learn more about how we can help you today.

Meet Costa

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Costa Vallis

Founder & Trusted Lending Adviser

Phone: 0434 351 016

Email: costa.vallis@cvlending.com.au

The experience behind CV Lending.

With more than 22 years in banking and finance, Costa brings the knowledge and experience that comes from spending a career helping people make important financial decisions.

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Over that time, he has worked with individuals, families and businesses across a broad range of lending needs — from home ownership and property investment through to business, commercial, vehicle and equipment finance.

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That experience has given Costa more than an understanding of lending products and credit.

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It has taught him how to recognise the questions that need to be asked, anticipate potential challenges and look beyond the obvious solution to understand what may work best for each client.

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After more than two decades in banking, Costa established CV Lending so he could combine that experience with a more personal way of working.

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Today, when you deal with CV Lending, you deal directly with Costa.

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He's there for the initial conversation, the research, the application, the questions along the way and the settlement — giving you one experienced point of contact throughout the process.

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And when circumstances change or the next opportunity comes along, you'll know exactly who to call.

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22+ years of experience. One point of contact. Advice built around you.

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